Verimi Bank-Ident: Identification via online banking
Your customers use their personal bank account to identify themselves digitally. Identification with Verimi Bank-Ident is carried out in compliance with money laundering legislation and know-your-customer requirements via the login into the online banking.
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Convenient identity check for everyone - simply via online banking access
Offer your customers the opportunity to identify themselves conveniently and without any ID documents: just with their familiar online banking access. Identity verification is completely digital. With Verimi, your customers can also sign contracts digitally. Around the clock, legally valid and completely digital.
Your benefits at a glance
MLA-, eIDAS- and KYC-compliant
Fully automated online identification. For MLA in combination with a reference transfer and QES.
Around-the-clock identification
Your customers can identify themselves 24/7 and in just a few minutes using their bank account, regardless of opening hours.
Higher completion rates for your company
Identification with the online banking login without an ID document enables the best possible conversion figures.
Fully automated onboarding without agents
Innovative digital onboarding experience for your customers - independent of agents and physical ID documents.
Benefit from the Verimi Bank-Ident procedure
Watch the video to find out how you can increase your conversation rates and reduce your costs with the Verimi Bank-Ident process.
Identification via online banking in just a few steps – here’s how it works:
The Verimi Bank-Ident procedure can be carried out as a simple Ident-Check (step 1 only) or as an MLA-compliant identification.
Log in to online banking
Your customers select their own bank and log in to their personal online banking account.
Trigger reference transfer
Your customers initiate a reference transfer of 1 cent and thus confirm the account access.
Sign digitally
The process is confirmed with a qualified electronic signature. This ensures that the identity is compliant with the AMLA.
Secure and convenient for your customers
Offer your customers security and convenience: Verimi Bank-Ident can be used flexibly by your customers at any time and any place – in accordance with the requirements of the German Money Laundering Act (GwG) or without GwG level in unregulated sectors.
Our test procedures provide simple and effective protection against fraud
Data Cross-Reference-Check
Has the correct address been entered?
Identity-Check
Is your customer's identity registered with SCHUFA?
Bank account check
Does SCHUFA have information on the bank account?
Reference transfer
Does the reference transfer work via bank login and TAN?
Two-factor authentication
Is the process confirmed by a second factor (SMS)?
Effectively prevent payment fraud and data misuse
Companies can protect themselves against payment fraud in direct debit transactions by verifying suspicious transactions before completing the sale. How this works and which methods, for example, Deutsche Bahn uses to successfully reduce fraud and payment defaults, are summarized for you in our webinar.
Combine Verimi Bank-Ident with other products
Verimi Sign – Contract signing on the Internet
Combine your customers’ identity verification with Verimi Sign so that they can sign documents digitally, conveniently and legally with a qualified electronic signature (QES).
Verimi Access - Secure login to your customer portal
Your customers use Verimi’s Single Sign-On (SSO) to conveniently log in to your customer portal with just a few clicks.
Other Verimi Ident methods at a glance
Wallet-Ident
Your customers use the data already stored in the Verimi ID Wallet to identify themselves to you, log in, pay and sign. Digitally with just one click.
Photo-Ident
Easily verify the identity of your customers with a photo of their ID documents and a selfie of your customers – for regulated and unregulated sectors.
eID-Ident
MLA-compliant identity verification with the online ID function of the ID card. The identity check is carried out conveniently via smartphone.
Local-Ident
Speed up the identification of your customers on site with Verimi Local-Ident. Local-Ident is a secure and particularly user-friendly process directly at the point of sale.
Comparison of digital identification methods
We have summarised all the important information and comparison criteria
of the Ident methods for you in a PDF.
We help you to find the best identification method
Regulated or unregulated, with or without an agent, fully digital online or on site… there are a few things to consider when choosing the right identification process. Take the test to find out which method suits you best.
How you can use Verimi-Ident in your industry
Our solutions are versatile and can be used for both regulated and non-regulated industries and use cases. Find out more about the possible applications here.
Banking/ Finance
Healthcare sector
Telecommunications
Insurances
Mobility
Betting provider
Public
sector
Holiday & Travel
Online Gaming
Associations & clubs
Talk to our experts & get a non-binding quote.
We will be happy to help you find the right solutions and offers for you. Simply fill in the form and we will get back to you as soon as possible.
Kathrin Crawford
Ufuk Irmak
Numerous partners trust Verimi
